Membership Rewards

With your Platinum ReserveSM Credit Card, expect surprises, savings and rewards at each step. Get rewarded for your spending and redeem your Membership Rewards® Points for over 500 options across travel, dining, accessories and more or to pay your Card expenses.

Membership Rewards privileges that await you:

  • Earn 1 Membership Rewards® Point for every Rs.50 spent. Please note that your expenses made on fuel*, insurance, utility^ payments and cash transactions will not earn you Membership Rewards Points.

EXTRA from Membership Rewards

  • Shop at any of the EXTRA from Membership Rewards Partners to earn up to 20 Bonus Membership Rewards Points for every Rs.100 charged to the Card and see your Points race ahead at our EXTRA Membership Rewards Partner Outlets. For list of participating EXTRA Membership Rewards Partners, log on to

Pay with Points

  • Pay for flights to your dream destinations on the finest airlines with Membership Rewards ‘Pay with Points’. There is no need to transfer your Points to Frequent Flyer Programmes and there are no blackout dates. So book your flights anytime of the day from a wide choice of airlines - Jet Airways, Air India and over 50 other international airlines like Singapore Airlines and British Airways.

Membership Rewards First Collection

  • Find new reasons to rejoice with the Membership Rewards First Collection. Redeem your Rewards Points collected over time for something haute from our luxurious selection of couture labels, accessories and stays.
  • Hand-picked labels feature names like Jimmy Choo, Bottega Veneta, Paul Smith, Ritu Kumar, Kimaya, Armani, Abu Jani - Sandeep Khosla and Canali
  • Accessories include jewels from Mirari and the fabled Tumi
  • Curated escapades make holidays even more personalised with Taj Holidays, sojourns at the Oberoi Hotels & Resorts.


Select and Pay

  • Use your Membership Rewards Points to pay your Card charges with Select and Pay – a new capability that adds more strength to your Membership Rewards Programme and will enhance your experience with Points. Click here to redeem now.

Membership Rewards e-catalogue

  • Discover the Membership Rewards e-catalogue and choose from over 500 plus rewards options across categories ranging from airlines, lifestyle, travel, hotels, electronics and more, please click here.

For Terms and Conditions and for fulfilment process, please click here.
*Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs)
^Utility services include providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organisations; public housing societies and apartment associations

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