It appears that JavaScript is disabled within your browser.
To view the full site experience, you should ensure that you have JavaScript enabled by following these easy instructions.
Start of menu
Search United Kingdom website

Using your Card Abroad

Using your Card Abroad

American Express® Cards are accepted around the world, so you can have peace of mind when using your Credit Card or Charge Card to make purchases overseas.
 

Planning a Trip

Travel Tips

American Express Cards are accepted around the world, so you can easily use your Card to make purchases while you are overseas. Here are some useful pre-travel tips:

  • You don’t need to call in to tell us you are traveling. Your card will work across the globe wherever American Express is accepted. This is subject to potential disruptions due to credit and fraud concerns.
  • Download the American Express mobile app  to help you stay on top of your spend.
  • Set up automatic Card payments for while you’re away to avoid extra interest charges through missed payment.
  • Save your insurance company phone number and your policy number into your phone in case you need to easily find them.
  • Remember that American Express charges a currency conversion fee of 2.99% of the converted value of the transaction for each foreign currency purchase you make.
  • If you withdraw cash abroad, there is also a cash fee of 3% of the withdrawal amount or £3 (whichever is greater) in addition to the non-sterling transaction fee.

Destination Guides

For the need-to-know essentials, plus on-the-ground information and reviews of your favourite cities, check out the  American Express Destination Guides

Book with American Express Travel

With  American Express Travel you can book your flights and accommodation and earn extra Membership Rewards® points.

Discover American Express Travel

Complimentary Travel Insurance

Certain Cards provide complimentary domestic and international Travel Insurance, when you book and pay for your trip with an eligible American Express Card. 

Discover all Cards with Travel Insurance and Travel Protection

The Platinum Card

Comprehensive worldwide Travel Insurance benefits for you, your immediate family, your Supplementary Cardmembers and their immediate family, from the moment you book with your Card. Annual Fee £450. Terms apply.

American Express® Preferred Rewards Gold Credit Card

Enjoy the peace of mind that comes with our Travel Inconvenience and Travel Accident protection benefit for you and your family: protection for you, your Supplementary Cardmembers, their respective partners and dependent children under the age of 23 whether travelling together or alone, on business or pleasure trips. Travel Inconvenience protection covers flight cancellations, delays and delayed luggage when you pay with your Card. Travel Accident protection of up to £250,000 on public transport when you buy your ticket with your Card. Annual fee applies after the first year. Representative 57.6% APR variable. Terms apply.

The British Airways Premium Plus Credit Card

Global Assist® provides help when you travel outside the UK, in your own language, 24/7 Travel Inconvenience insurance covering flight cancellations, delays and delayed baggage when flights are purchased on your Card Travel Accident Insurance up to £250,000 on public transport when you buy your ticket with your Card Automatic enrolment into the British Airways Executive Club including priority on standby waiting lists. Vital when you most need it. Representative 76.0% APR variable. Terms apply.

The Starwood Preferred Guest Credit Card

Now you can take one more thing on your travels; total piece of mind, with the security of booking through American Express Global Assist® provides help when you travel outside the UK, in your own language, 24/7 Travel inconvenience insurance covering flight cancellations, and delayed baggage when flights are purchased on your Card. Travel Accident cover up to £150,000 on public transport when you buy your ticket with your Card. Representative 36.2% APR Variable . Terms apply.

The American Express Card

Enjoy your travels. We’re there if you need us with Travel Inconvenience and baggage protection, so you’re taken care of if your flight is delayed or the airline loses your bags. And Travel Accident protection cover up to £75,000, with emergency help 24/7 anywhere in the world if you need it. Annual Fee £60. Terms apply.

Spreading the cost of your purchases

One benefit of our Credit Card's is that you can pay for your travel or holiday expenses how you choose, over several months or all at once. Remember if you do decide to spread the cost of your purchases you will be charged interest on your outstanding balance.

American Express travel offers and benefits

Many American Express Cards come with introductory Frequent Flyer or Membership Rewards points offers for new Cardmembers which can help you reach your destination faster.

There are also other travel benefits to consider like complimentary flights, Travel Insurance and lounge access, which can make your travel experience more enjoyable. Terms apply. 

 

While Abroad

Earning points as you travel

American Express Cards are accepted around the world, and every time you make a purchase on your Card you’ll earn points. Simply look out for places that accept American Express.

Taste

Taste from American Express Invites brings you local dining experts’ favourite restaurants from all over the world. Each restaurant offers something extra on the house: either a discount, complimentary wine or appetiser.

Discover Taste from American Express

Global Card Support

No matter where you are in the world, we’ll be here when you need us 24/7. It’s extra peace of mind to know that help is just a phone call away. Call our Customer Service Centre on ­ 0800 917 8050 or +44 1273 696 933 from anywhere in the world.

 

Useful Information

Credit Card replacement

If your Credit Card is lost or stolen, we'll make it easy for you to report it – and get it replaced as soon as possible. You'll get a new Card, usually within 48 hours.

Our team is available 24/7 to assist you:

  • Lost & Stolen (From the UK): 0800 917 8047

  • Lost & Stolen (From the Abroad): +44 (0)1273 696 933 

Foreign Transaction Fee

A foreign transaction fee is a percentage of the Pound value of foreign currency transactions, so remember to factor these fees into your budget. American Express charges a currency conversion fee of 2.99% of the converted value of the transaction for each foreign currency purchase you make.

If you use your Card to withdraw cash abroad a cash fee of 3% of the withdrawal amount or £3 (whichever is greater) will be payable in addition to the non-sterling transaction fee. You may need to enrol in order to withdraw cash and we may apply restrictions on the amount or the frequency in which you use the cash advance facility.

Fraud Protection

Enjoy peace of mind, wherever you use your Card:

  • Purchase Protection and Refund Protection offer repair or refund on eligible items if they are broken or stolen, within 90 days of purchase. Terms apply.

  • Fraud protection covers you for any unauthorised charges online. Please notify us immediately if you discover fraudulent activity on your Account.

 

Credit and Charge Cards Explained

Has talk of interest, annual fees, rates and percentages left you feeling confused?

Our simple Credit and Charge Card guides are a great place to start.

How Credit Cards and Charge Cards work

Learn More

Where is American Express accepted

Learn More

What is surcharging

Learn More

How to apply for a Credit Card

Learn More

What Credit Card fees am I expected to pay

Learn More

What is Credit Card Interest

Learn More

What is Credit Limit

Learn More

How to choose a type of Card

Learn More

What is a Charge Card

Learn More

How to pay off your Card

Learn More

What is Credit Score

Learn More
 

American Express Benefits

FRAUD AND SHOPPING PROTECTION

Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your card

Learn More about Fraud Protection

WORLD CLASS CUSTOMER SERVICE

Access to our customer service is available 24/7 by phone, text or email.

Learn More about Customer Service

CONTACTLESS PAYMENTS

Contactless is the quick, easy and secure way to make payments - Simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex pay and Apple PayTM you can even pay with your phone.

Learn more about Contactless Payments

Explore Our Credit Cards

American Express Offers a range of Credit Cards with different rewards and benefits tailored to your lifestyle and interests.

5% cashback will be payable to you by us on all your purchases made in the first three months up to £125. Introductory offers are not available if you currently hold or have held any other Platinum Cashback American Express Cards in the past six months. Any cashback from introductory offers will be credited to your Account in your card anniversary month. Your Card anniversary month is the one month period each year following the date on which your Account was opened. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website (americanexpress.co.uk).

Terms and Conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply.