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American Express® Credit Cards
 

American Express offers a range of UK Credit Cards with different rewards and benefits tailored to your lifestyle and interests. 
Whether you want to collect loyalty Membership Rewards® points, cashback or travel rewards, or enjoy premium lifestyle experiences, here you could find a Credit Card to suit your needs.

 

Our Credit Cards

Earn 5,000 bonus Avios when you spend £1,000 in your first three months of Cardmembership
 
  • The Card that allows you to collect Avios on purchases you are already making, with no annual fee
  • 5,000 bonus Avios welcome offer, if you spend £1,000 in your first three months of Cardmembership
  • Collect 1 Avios for every £1 spent
 
 
Representative Example:
 
Representative APR
22.9% APR variable
 
Annual Fee
No annual fee
 
Credit Limit
Assumed credit limit of £1,200
Purchase Rate
22.9% variable for purchases
 
 
Earn 25,000 Avios when you spend £3,000 in your first three months of Cardmembership
 
  • 25,000 bonus Avios welcome offer, if you spend £3,000 in your first three months of Cardmembership
  • Collect 1.5 Avios for every £1 spent, and three Avios for every £1 spent with British Airways or BA Holidays
  • Get 2-for-1 travel with a Companion Voucher when you spend £10,000 each year
 
Representative Example:
 
Representative APR
76.0% APR variable
 
Annual Fee
Based on £195
 
Credit Limit
Assumed credit limit of £1,200
 
Purchase Rate
22.9% variable for purchase
 
Earn 5% cashback1 up to £125 cashback for your first three months of Cardmembership
 
  • Spend £0 to £10,000 and receive 1% cashback2 on all purchases
  • Spend over £10,001 and receive 1.25% cashback on all purchases
  • Exclusive events

 

 
 
Representative Example:
 
Representative APR
28.2% APR variable
 
Annual Fee
Based on £25
 
Credit Limit
Assumed credit limit of £1,200
 
Purchase Rate
22.9% variable for purchases
 
 

Why choose an American Express Credit Card?

 

American Express Credit Cards offer you opportunities to earn a variety of rewards. From leading cashback rates, AviosSPG points, to loyalty Membership Rewards® that you can redeem for flights, holidays, hotel stays, and gift vouchers.

 

The rewards don't stop there. Many of our Credit Cards offer you Refund ProtectionPurchase Protection, online Fraud protection, inclusive insurance benefits, and 24/7 customer support.

 

You can also enjoy access to our exclusive American Express Invites programme, bringing you tickets to some of the hottest shows in town, exclusively for our Cardmembers. Whether your passion is music, film, or theatre, we can get you closer to the action.

 

Key Benefits at a Glance

An American Express travel rewards Card offers you:

 

  • A welcome bonus on selected Cards
  • The ability to earn travel rewards points
  • Purchase protection
  • Online fraud guarantee
  • Travel Accident and Travel inconvenience coverage
  • 24/7 customer service
  • Access to our American Express Invites.

 

Eligibility

 

To save time, use the following checklist to see if you meet our standard eligibility criteria:

 

I am aged 18 or over 

I have no history of bad debt

I have a permanent UK home address 

I have a current UK bank or building society account

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.

 

Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.

Find out if you're eligible with our Eligibility Checker

Only takes a couple of minutes to complete

Will not impact your
credit rating

Allows you to apply
with confidence

Explore Cards by Category

Frequent Flyer Cards

 

Enjoy points for flights.

Choose between a variety of Cards that offer you Avios points or Membership Rewards points for purchases made on your Card.

 

SOME OF OUR FREQUENT FLYER CARDS

Premium Cards

 

Receive a variety of premium benefits such as airport lounge access or 2-4-1 travel vouchers on top of earning points for your everyday spend. 

 

 

SOME OF OUR PREMIUM CARDS

Travel Rewards Cards

 

Enjoy all the benefits, convenience and security of an American Express Card when travelling, with the added bonus of earning points when you make purchases at home and abroad.

 

SOME OF OUR TRAVEL REWARDS CARDS

Cashback Cards

 

Earn cashback everyday.

American Express Cashback Credit Cards give you all the benefits and convenience of an American Express Credit Card, whist earning you cashback on your purchases.

 

SOME OF OUR CASHBACK CARDS

 

Representative 28.2% APR variable

Representative 22.9% APR variable

Rewards Cards

 

Get the most out of life.

Enjoy all the benefits, convenience and security of an American Express Card – with the added bonus of accumulating Rewards points which offer you the flexibility to redeem for flights, hotels, gift cards and more.

SOME OF OUR REWARDS CARDS

Representative 22.9% APR variable

Representative 22.9% APR variable

No Annual Fee Cards

 

Get the most out of your Card with no annual fee.

Enjoy all the benefits, convenience and security of an American Express Card - with the added bonus of accumulating rewards.

SOME OF OUR NO ANNUAL FEE CARDS

Representative 22.9% APR variable

Representative 22.9% APR variable

Representative 22.9% APR variable

Credit and Charge Cards Explained

 

Has talk of interest, annual fees, rates and percentages left you feeling confused?
 

Our simple Credit and Charge Card Guides are a great place to start.

American Express Benefits


FRAUD AND SHOPPING PROTECTION

Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your Card.



 

WORLD CLASS CUSTOMER SERVICE

Access to our customer service is available 24/7 by phone, text or email.




 

CONTACTLESS PAYMENTS

Contactless is the quick, easy and secure way to make payments - simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex Pay and Apple PayTM you can even pay with your phone.
 
 

Find a type of Card to suit your needs

Explore our range of Cards—you’re bound to find something that suits your needs and lifestyle.