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The Blue Business Cash™ Card
Earn $500 cash back in the form of a statement credit
after you spend $5,000 in eligible purchases on your new Card in the first 3 months of Card Membership.†
*Approval is not guaranteed and is subject to checks.
$0 Annual Fee¤
Add more flexibility and cash back‡* to your wallet — and your business
No Annual Fee¤
Enjoy no annual membership fee¤ with the Blue Business Cash™ Card.
Turn everyday purchases into rewards with 2% Cash Back‡
Earning made simple — get more out of everyday business purchases with the Blue Business Cash™ Card. Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. *Cash back earned is automatically credited to your statement.‡
Purchase Amount
Cash Back Earned
Intro APR Offer
Enjoy a 0% introductory APR on purchases for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.49% to 26.49% based on your creditworthiness and other factors.¤ The variable APR will not exceed 29.99%¤.
Flex More with Expanded Buying Power‡
You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power. There are no over-limit fees, no enrollment steps to take and you can continue to earn cash back on purchases above your credit limit. It’s just as simple as paying the minimum due each month, which will include any amount you spend over your credit limit.‡
*The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
It’s easy to apply for the
Blue Business Cash™ Card
$0 Annual Fee¤
†Offer Terms
Card Offer
You can earn a $500 statement credit after you spend $5,000 (the "Threshold Amount") or more in eligible purchases on your Card within your first 3 months of Card Membership. Eligible purchases can be made by the Basic Card Member and any Additional Card Members on a single Card account. Eligible purchases are purchases for goods and services minus returns and other credits.
Eligible Purchases to meet the Threshold Amount do NOT include fees or interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments or purchases of other cash equivalents. Additional terms and restrictions apply. Limit one offer per Card Account. Offer may not be combined with any other special offer. The $500 statement credit will appear on your monthly billing statement within 8-12 weeks after you have charged $5,000 in eligible purchases, provided that your Card account is not past due or canceled. For questions regarding your Card account, please call the number on the back of your Card.
You can earn a $500 statement credit after you spend $5,000 or more on eligible purchases on your Card within your first 3 months of Card Membership starting from the date your account is opened. In rare instances, your period to spend $5,000 may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped).
This offer is not transferable. If your application is not received by 09/30/2024, we will not process your application even if we later receive your application. American Express reserves the right to modify or revoke offer at any time.
If you have a history of cancelling or downgrading American Express Card accounts within your first year and you cancel or downgrade your new Card account within your first year, we may not credit, we may freeze, or we may take away the statement credit from your account. If we determine that you have engaged in abuse, misuse, or gaming in connection with this offer in any way or that you intend to do so, including if you return purchases you made to meet the Threshold Amount, we may not credit, we may freeze, or we may take away the statement credit from your account. We may also cancel any accounts you have with us.
‡Benefit Terms
Cash Back - 2%
Cash back can be received on eligible purchases made on your Blue Business Cash Card. The cash back is based on a percentage of the eligible purchases you make during each billing period and will be automatically credited to your account as a statement credit. The statement credit will automatically appear by the second billing statement you receive after the billing statement with the eligible purchases. You will not receive a statement credit for eligible purchases made if you do not pay the
minimum payment due by the Closing Date of the billing period in which it is due, or if your Card account is cancelled before the credit is issued. For each calendar year (starting January 1st and ending December 31st), you will receive a statement credit of: 2% on your first $50,000 of eligible purchases; then 1% on all other eligible purchases.
Eligible purchases are purchases for goods and services minus returns and other credits.
Eligible purchases do NOT include fees or interest charges, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards; person-to-person payments or purchases of other cash equivalents. Additional terms and restrictions apply.
Expanded Buying Power
The portion of your account balance that is above your credit limit is due in full each month as part of your minimum payment due. You will not incur interest charges on the portion of your account balance that is above your credit limit so long as you pay the entire minimum payment due by the closing date of the billing period in which it is due. If you do not, then the penalty rate will apply to your entire balance, including any amount above the credit limit.