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Don't hold back on all that you've desired with American Express ® Pay-in-Parts Privilege. A simple and smart way to turn your indulgences into Easy Monthly Installments, with the ease of a credit card.

Enjoy the convenience of a loan at a low interest rate, without the hassle of any paper work, processing fee or foreclosure charges

So go on dream big and live even bigger...

0% processing fee
No foreclosure charges
Minimal interest rate of 1.49% p.m.
Flexible EMI tenures of 6 or 12 months

No documentation hassles
Convert any transaction greater than Rs. 5000 into EMIs on your American Express Credit Card
Call or SMS within 21 days of making your purchase to convert it into EMIs
Pay back at a minimal interest rate of 1.49% per month on your reducing balance
*Terms & Conditions

0% processing fee
No foreclosure charges
Minimal interest rate of 1.49% p.m.
Flexible EMI tenures of 6 or 12 months
Calculate your EMI
Transaction Amount (Rs.)
Tenure (months)
6 12
EMI
The EMI amount above might vary slightly at the time of actual enrollment