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International Payments for Business

Send and receive foreign currencies using our simple and secure online payment platform

  • No setup fees1
  • Experienced customer support team
  • No American Express® Card required

International Payment Solutions

Key Features Key Features

  • Competitive exchange rates
  • Customer support Monday to Friday, 24 hours a day
  • File upload service for multiple payments
  • In-depth and flexible reporting services
  • Settle transactions from your existing U.S. business bank account
  • Easy upload of payee information

International Payment Types FX International Payment Types

Membership Rewards Membership Rewards® Program

Receive one Membership Rewards® point3 for every 30 USD of foreign currency wires that your business sends internationally, up to a maximum of 4,000 points per transaction. A Membership Rewards program-enrolled American Express® Card is required to take advantage of this offer. Points can be redeemed for travel, shopping, dining, and entertainment rewards.
More about the Membership Rewards® program

FX International Payments at a Glance

Setup Fees
No setup or account maintenance fees1
Transfer Times
For Outgoing Wire Transfers, typically 1-4 business days (delivery times depend on currency and country)
Online payment history, currency type, and more
110+ countries, 80+ currencies
Customer Service
By phone and email 24 hours, Mon-Fri

How It Works

It's secure, convenient, and can be rewarding3.

Get Started with International Payments

You don't need to be an American Express Card Member – but you do need to sign up for an American Express® FX International Payments Account.

Open an FX International Payments Account

1. Open an Account

Complete the application form to enroll your business in American Express FX International Payments. Once approved, you’ll receive login information to start using our online platform4.

Process International Payments Online

2. Get Started

Log in to our secure online platform for access to competitive exchange rates and to make international payments. Need help? Experienced customer support is just a call away.

International Payments Online Reporting Platform

3. In-Depth Reporting on Our Online Platform

Robust reporting tools to manage processing, payment history, and reconciliation for all your foreign currency wire payments – online 24/7 – to keep track of all your transactions.

American Express Rewards for International Payments

4. Enjoy a World of Rewards

Complete the registration form to designate a
Membership Rewards® program-enrolled
American Express® Card to receive points3 when your business orders qualifying foreign currency
Outgoing Wire Transfers.

Watch our video

Learn how American Express® FX International Payments is convenient, secure, and can be rewarding3.

How We Can Help Your Business

We have more than a century's experience in international payments. Today, our international payments solution is convenient, secure, and can be rewarding3.

Find out how we can help you

Send payments abroad

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