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Earn 40,000 Points
Offer Terms

Platinum Card® from American Express

$200 Airline Fee CreditFeel free to check your bags or enjoy an in-flight meal on us. Select a qualifying airline and then receive up to $200 a year in statement credits when incidental fees are charged by the airline to your Platinum Card® account.

ENJOY LOUNGESAirport Lounge Access Program

Annual Fee


No Interest Charges

No interest charges because you pay your balance in full each month.

Rates and Fees

At a Glance

Earn 40,000 points

after you use your new Card to make $3,000 in purchases in your first 3 months.

Card Member ServicesWhenever you need us, we're here

Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.

Airport Lounge Access ProgramRevel in flight delays

With your Platinum Card®, enjoy complimentary access to over 800 airport lounges, including The Centurion® Lounge, Delta Sky Clubs®, and Airspace Lounges. You can also enroll in Priority Pass Select, on us.

$200 Airline Fee CreditEnjoy perks while you fly

Feel free to check your bags or enjoy an in-flight meal on us. Select a qualifying airline and then receive up to $200 a year in statement credits when incidental fees are charged by the airline to your Platinum Card® account.**American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details.

NEW Hilton HHonors Gold Status Enrollment

With Hilton HHonors Gold Status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio and earn reward stays faster with HHonors Bonus Points.

Fee Credit for Global Entry or TSA Pre✓TMPlatinum can help make your trip a breeze

When you apply for and receive your Global Entry or TSA Pre✓, not only will you have expedited screening at select airports, but you'll receive a credit for the application fees on your statement. Receive a statement credit every 5 years after you apply for Global Entry ($100) or TSA Pre✓ ($85) with an eligible Platinum Card®.

Membership Rewards® ProgramWatch points add up

When you use your Platinum Card®, you can receive one Membership Rewards® point for every dollar you spend on eligible purchases. Put points towards more than 275 retail, dining, and entertainment purchases online. They can also be used towards your next travel experience.




Platinum Travel ServiceLook forward to rich travel experiences

Platinum travel counselors specialize in providing custom itineraries and tailored recommendations to help you make the most of your travels.

The Centurion® LoungeDiscover a sanctuary in the chaos. Welcome to The Centurion® Lounge

From the moment you walk in, you'll see that this isn't the usual airport lounge. Unexpected touches like a locally-inspired fare meet productive workspaces, high-speed Wi-Fi and service that's second to none. And of course it's complimentary for Platinum Card® Members. Now open in New York LaGuardia, Dallas/Fort Worth, San Francisco, Las Vegas and Miami airports.

Starwood Preferred Guest Gold

Upon check-in and when available, you can receive upgrades to enhanced rooms with Gold status

The Hotel Collection

Stay a minimum of two consecutive nights and receive a room upgrade, if available and a $75 hotel credit on qualifying dining, spa or resort activities.

BoingoGet into the hotspots

Enjoy complimentary access to unlimited WiFi at more than a million hotspots worldwide. Connect up to four devices on us, with the Boingo American Express Preferred Plan.

International Airline Program

Take flight—and enjoy savings on a ticket for a companion in international First– or Business–Class.

Anytime you purchase a qualifying Business or First Class ticket for international air travel with your eligible American Express Card on over 25 participating airlines*, you can enjoy savings on a ticket for a companion**.

*Subject to availability. See terms and conditions for details.

**Airline–imposed fuel and security surcharges and fees and government taxes and fees on international air transportation, as well as applicable service ticketing fees, are the responsibility of the Card Member. Non-refundable American Express service fee of $39 (per ticket) applies to each purchase and itinerary change for Platinum Card Members. See below for details.

Car Rental Privileges

Enjoy complimentary membership in premium car rental programs, including special upgrades and discounts.

No Foreign Transaction Fees

There are no foreign transaction fees with your Platinum Card ®.

Premium Global Assist® Hotline

When you travel more than 100 miles from home, you have 24/7 medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, passport replacement, cash wires and more. Card Members may be responsible for the costs charged by third-party service providers.

Car Rental Loss & Damage Insurance

As a Card Member, you can be covered if your eligible rental car is damaged or stolen when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Ireland, Israel, Italy, Jamaica, and New Zealand. This product provides secondary coverage and does not include liability coverage.


Platinum Card® ConciergeLet us take care of it

Our Platinum Card Concierge is available day or night, ready to help you. Whether you need to make arrangements and reservations for a special anniversary dinner, or you need to find the perfect gift for a business associate, you can count on our Concierge to coordinate and help take care of your requests, large and small.

By Invitation Only®RSVP to events tailored to you

Your Platinum Card® is your key to specially curated By Invitation Only® experiences. We customize once-in-a-lifetime events – from sporting and fashion to fine dining, art and performances – exclusively for our Platinum Card Members.

Platinum Dining ProgramEnjoy an exquisite dining experience

Our Platinum Concierge can help secure reservations at over 1,000 of the most acclaimed restaurants in the world, and arrange a wonderful evening - from wine suggestions to entertainment and many other special arrangements.

Preferred SeatingFind your seats with us

Enjoy access to sought-after spots, and advance ticket sales for concerts, sports and entertainment events.


Purchase Protection

Shop with added confidence and Purchase Protection, which can help protect eligible purchases made with the Platinum Card in the event they are accidentally damaged, stolen, or lost for up to 90 days from the date of purchase. Please read important exclusions and restrictions.

Return Protection

If you try to return an eligible item within 90 days from the date of purchase and the merchant won't take it back, American Express may refund the full purchase price (excluding shipping and handling), up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Please read important exclusions and restrictions.

Extended Warranty

Why is it that as soon as a manufacturer's warranty runs out, something always seems to happen? When you use your American Express® Card for eligible purchases, you can get up to one extra year added to the original manufacturer's warranty. Applies to warranties of 5 years or less. Please read important exclusions and restrictions.

Rates and Fees

Platinum Card® from American Express

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