The insurance on American Express Cards is subject to terms, conditions, exclusions, maximum age limits, pre-existing medical conditions and other limits. Card Members get access to the Card insurance when they meet the activation and eligibility requirements. It is important that you read the Card insurance terms and conditions carefully to consider whether the insurance meets your needs. Chubb, Allianz Global Assist and American Express do not provide advice about the Card insurance or whether it is appropriate for your needs, financial situation or objectives.
The American Express Card insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express International, Inc. (ABN 15 000 618 208, AFSL No. 237996). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act as Chubb’s agent (that is, on behalf of Chubb). American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
For American Express® Westpac Altitude Black and American Express® Westpac Altitude Platinum Cards, The American Express® Westpac Altitude Card insurance is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full terms and conditions available here. You must use your American Express Westpac Altitude Card to prepay $500 of travel costs in order to be covered under the overseas travel insurance. AWP Australia Pty Ltd ABN 52 097 227 177, AFSL 245631 (trading as Allianz Global Assistance) under a binder from the underwriter, Allianz Australia Insurance Limited ABN 15 000 122 850, AFSL 234708, has issued an insurance group policy to Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714 (Westpac). This site does not take into account your objectives or financial situation.
American Express Australia Limited (ABN 92 108 952 085). AFSL No. 291313.
® Registered Trademark of American Express Company
