Experience Membership Together
As a Basic Card Member, you can add an Additional Card Member to your account. They’ll earn rewards for your account and enjoy many of the benefits you love.*1
*Select benefits apply.
Earn rewards faster
If you’re the Basic Card Member, you’ll earn rewards on your Additional Card Member’s purchases the same way you do on your own Card.
Manage your account
with ease
Tap into the Amex® App2 to track spending, set spending limits as low as $2003, and more.
Share convenience
Once the Additional Card Member gets their own Card and starts making purchases, the Basic Card Member gets a streamlined view of all expenses with charges separated automatically.
Membership looks good on all of you.
As a Basic Card Member (the primary account holder), you have perks when it comes to sharing. When you add an Additional Card Member, you can do everything from combining your expenses, to exploring savings and discounts, to earning and redeeming even more rewards for your account.
Bringing them along is simple.
Log into your account and go to the Account Services tab. Click on “Add Someone to Your Account” and follow the steps.
Just became an Additional Card Member?
From establishing your credit to accessing entertainment experiences, there are so many ways to enjoy your Card.*
*Only Additional Card Members 18+ can establish credit.
Create an online account
Sign up to manage and track your spending and stay up to date on the latest Amex events and experiences.
Access to Amex Offers
Earn rewards on purchases after you add Amex Offers4 to your Card.†
†The Basic Card Member on the Account will
receive any earned rewards.
Take your account on the go
Download the Amex® App2 to pay your bill, freeze or replace your Card, and more.
Questions? We have answers.
An Additional Card Member is another user on your Card account. Additional Card Members may not have accounts with us but they can use your Account subject to the terms of the Card Member Agreement.
An Additional Card Member can enjoy some of the benefits and convenience of your American Express Membership. You will remain responsible for all purchases made on both your Card and the Additional Card Members’ Card.
The Additional Card Member must be over the age of 13 and never had a defaulted account with American Express.
Log in and get started using this link or call the number on the back of your Card.
You need the Additional Card Member’s legal name, address, and date of birth to add them to your account. You also need to provide their Social Security Number, but you have up to 60 days from the date the Card is issued to provide this. If you do not provide their Social Security Number within 60 days, the Additional Card Member’s Card will be canceled.
If the Additional Card Member does not have a Social Security Number, please call the number on the back of your Card at the time of application.
Under the USA PATRIOT Act- All financial institutions obtain, verify and record information that identifies each person who opens an account, including name, address, date of birth and other information that will allow us to verify their identity. We may also ask you to provide identifying documents.
Terms & Conditions
View the full Card Member Agreement.
1. By submitting this application, if you are approved and choose to accept the Card, you authorize us to issue an Additional Card(s) on your Account to the individual(s) whose name(s) appear(s) on the online form.
Additional Card Members do not have accounts with us but can use your Account subject to the terms of the Card Member Agreement, must be at least 13 years of age and never had a default account with American Express. You are responsible for the activity and use of your Account by Additional Card Members. You must pay for all charges they make.
You authorize us to give Additional Card Members information about your Account and to discuss it with them.
2. American Express® App. Apple, the Apple logo, iPad, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. App Store is a service mark of Apple Inc. Android, Google Play, and the Google Play logo are trademarks of Google LLC.
3. Spending Limits. When you request that we apply a limit as described below on Charges incurred by an Additional Card Member on your Account, you agree to these terms. These terms supplement, and are incorporated by reference into, the terms of your Card Member Agreement.
At your request, we may agree to apply a limit to the total dollar amount of Purchases, during each billing period, that are charged to Card numbers associated with one or more specified Additional Card Members on your Account. At your request, we may agree to apply a limit to the total dollar amount of cash access transactions at ATMs, during each billing period, that are made using Card numbers associated with one or more specified Additional Card Members on your Account. If we agree to apply a limit, it is not a guarantee that the Additional Card Member will be able to make Purchases or cash access transactions up to the applicable limit. In applying any limit we will not take into account any credits (such as for returned merchandise or for payments), even if a credit relates to a Purchase made by the Additional Card Member. Any request that we change a limit may not be effective until a subsequent billing period. Any Charges (as defined below) incurred by the Additional Card Member prior to the date during a billing period that we apply the limit will not be subject to the limit for that billing period.
Because of systems or administrative considerations, arrangements with merchants, or for other business reasons, we may, but are not required to, treat some Purchases and/or cash access transactions (collectively, Charges) as not being subject to any such limits. You agree to pay all Charges without regard to whether any Charges exceed a limit, and you agree that we are not liable to you or any other person when a limit is not applied to any Charges and/or when Charges are incurred and billed that exceed a limit. While we typically require merchants to obtain an authorization for purchases and submit final transaction documentation for payment in a timely manner, a limit may not apply or may be exceeded when a merchant does not obtain an authorization for any reason; when a merchant obtains an authorization for a partial amount of the final charge submitted to us for payment; or when such submissions are not submitted or processed at the same time that the authorization is obtained. Examples may include, but are not limited to: Charges made outside of the U.S., in duty-free stores, or on board airplanes or cruise vessels; international airline ticket Purchases; vehicle rentals; lodging stays extended beyond original reservation period; certain mail order Purchases; Purchases billed on a recurring basis; Purchases at gas stations; telecommunications charges, including charges incurred with calling cards; taxicab charges; security deposits; late, damage or other fees in connection with rentals; Purchases billed in installments; restaurant tips and other gratuities; and Charges that occur before the end of billing period, if the Charge is posted to your Account after the Closing Date of that billing period. Any limit will not be applied to Charges for foreign currency or for travelers cheques or gift cheques obtained other than by telephone from us.
The Spending Limit for the Additional Card Member(s) is optional. If no Spending Limit is set on the Additional Card, spending capacity on this Card will be subject to the Basic Card Member's account terms and conditions.
4. Amex Offers. Eligible Card Members can redeem an Amex Offer by first enrolling in the offer in their online account or in the American Express® App and then using their enrolled Card to pay. Only U.S.-issued American Express Consumer and Business Cards and registered American Express Serve® and Bluebird Cards may be eligible. You may not be eligible to access Amex Offers if we, in our sole discretion, determine that you have previously engaged in abuse, misuse or gaming of the Amex Offers program. Offers are also available to Additional Card Members and available offers may vary for each eligible Card Member. Please review the terms of each offer for details on how to redeem. For full Program Terms, visit www.americanexpress.com/us/amexoffersterms/.