EARN 70,000 MEMBERSHIP REWARDS® POINTS

You can earn 70,000 points after spending $10,000 in eligible purchases on the Business Gold Card in the first three months of Card Membership.

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The smarter rewards card, built for the way you do business

ENHANCED BENEFIT!

 

Earn more points in new categories that automatically adjust to your spending habits

 

Earn 4X Membership Rewards® points on the 2 categories where your business spends the most in each billing cycle from 6 categories

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ENHANCED

U.S. purchases made from electronic goods retailers and software & cloud system providers

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NEW
Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses and subways

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NEW
Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.

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Purchases at U.S. media providers for advertising in select media (online, TV, radio)

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U.S. purchases at restaurants, including takeout and delivery

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U.S. purchases at gas stations

While your top 2 categories may change each billing cycle based on where your business spent the most, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories from this list each billing cycle will count toward the $150,000 cap.

Unlock up to $395 in annual statement credits

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NEW BENEFIT!

 

$240 Flexible Business Credit

 

Earn up to $20 in statement credits monthly after you use your Business Gold Card for eligible U.S. purchases at FedEx, Grubhub and Office Supply Stores. Enrollment required.

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NEW BENEFIT!

 

$155 Walmart+ Membership Credit

 

Save on eligible delivery fees, shipping and more with a Walmart+ membership (subject to auto renewal). Use your Business Gold Card to pay for a monthly Walmart+ membership ($12.95 plus applicable taxes) and get the full cost (excluding Plus Up Benefits) back each month in the form of a statement credit.

Free shipping does not include most Marketplace items, location and freight surcharges.

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Essential features and benefits for your business

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NEW BENEFIT!

 

Earn 3X points at AmexTravel.com

 

Earn 3X Membership Rewards® points on flights, prepaid hotels and prepaid flight+hotel packages booked on amextravel.com using your Business Gold Card.

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NEW BENEFIT!

 

Cell Phone Protection

 

You can be reimbursed, the lesser of, your costs to repair or replace your damaged or stolen cell phone up to $800, subject to a $50 deductible, for 2 approved claims per 12-month period when your prior month's wireless bill was paid utilizing an Eligible Card Account. Terms and conditions apply.‡1

 

1Coverage is provided by New Hampshire Insurance Company, an AIG Company.

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PAY OVER TIME

The Pay Over Time option lets you carry a balance with interest on eligible purchases.*‡

 

How it Works:

Eligible purchases can be paid over time, up to the amount of your Pay Over Time Limit on your Account.

 

You can choose to pay for these purchases over time with interest, or you can pay your full balance each month—whichever is best for your business.

 

*Card Members must pay in full all charges not included in Pay Over Time balance.

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NO PRESET SPENDING LIMIT

No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.

Make the most of your offer with Employee Cards

ADD AN EMPLOYEE CARD, AND YOU CAN EARN AN ADDITIONAL 5,000 POINTS

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If approved for the Business Gold Card, you can earn 5,000 additional Membership Rewards® points after adding a new Employee Card at the time of Card application and spending $1,000 in eligible purchases on the new Employee Card in the first 3 months of Card Membership.

The annual fee for the Employee Business Gold Card is $95 for the first five Cards, and then $95 for each Card thereafter, up to 99 Cards. The Employee Business Expense Card has an annual fee of $0.

 

¤Rates & Fees†‡Offer & Benefit Terms