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Guide to Credit Score and Credit Reports

Ideas to help you get a better sense of your financial picture.

FICO Score 8 is currently the most popular of many FICO scoring model versions that businesses use to size up a borrower’s risk.

FICO scores are credit scores but not all credit scores are FICO scores. Learn the difference between credit score types to better understand your creditworthiness.

Your FICO score is a three-digit number based on the info in your credit report. Learn what your FICO score is, why it matters, and how it’s calculated.

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Understanding how ‘credit score’ is defined, how credit scores work, and how they’re calculated can help you establish a positive financial future.

The material made available for you on this website, Credit Intel, is for informational purposes only and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.