By Scot Finnie | American Express Credit Intel Freelance Contributor
4 Min Read | January 17, 2020 in Money
My wife and I have moved out of several states, including a cross-country move. Now, we have an inside joke. After every move one of us says "Honey, do you know where the [can opener, TV remote, corkscrew] is?" The other always replies, "Yes. I'm certain it's in a box."
We always do our own packing, and we write two things on every box: the destination room where the movers should place it and a list of what’s inside. It saves lots of time and aggravation.
Here’s a checklist of seven tips for saving money when moving across state lines that have proven effective for my wife and me.
There is no better time to weed out the stuff you don't need than before moving out of state. The more you get rid of, the less you must move so the cheaper your move becomes.
Determine early on whether to do your own packing or have the movers do it. You should save on moving costs if you commit to boxing up all the small stuff and emphasize that point to your moving estimator.
If you have an apartment-size move (not a four-bedroom house!), if you're moving roughly 500 miles or less, and if you’re comfortable driving a truck, there's no more significant way to cut the cost of moving out of state than by taking on the packing, loading, and driving yourself.
Unless you're facilitating your own move, the most expensive part of moving out of state will likely be the bill you get from your moving company. Bills are typically in the thousands of dollars, depending on how far you're moving and how much stuff you've got.
Sometimes, things go wrong with out-of-state moves. But there are things you can do to prevent or remediate negative outcomes.
They may seem inexpensive, but the cost adds up—and you may need a ton of them for your move out of state.
The tax reform bill enacted in 2017 suspended the deduction for moving expenses for most people.7 But your state may still allow you to deduct moving expenses against its income tax.
Maximize your savings when moving out of state by embracing as many of these seven tips as you can. But if you can’t use all the items on our checklist, focus on the most expensive aspect: the moving company (if you use one). And if you do nothing else, do your own packing—you’ll avoid spending hours looking for your toothbrush.
1 "What is Moving Help," U-Haul
2 "How to Find a Reliable Moving Company in 7 Steps," The Moving Blog
3 "How to Choose a Moving Company Video Guide," Updater
4 "Spot the Red Flags," Federal Motor Carrier Safety Administration
5 "Understanding Valuation and Insurance," Federal Motor Carrier Safety Administration
6 "Protect Your Move," Federal Motor Carrier Safety Administration