A Cardmember Agreement is a credit card contract between you and a card issuer which outlines your obligations to each other. You will have a separate Cardmember Agreement for each account you hold. Your Cardmember Agreement with American Express has two main parts.
If your Card offers a cash rebate or reward feature, you may also receive a supplement explaining these benefits.
After reading your Cardmember Agreement and sharing it with any additional Cardmembers on your account, file it in a safe place so you can reference it if you have a question about how your account works. If you do not have your original Cardmember agreement, you can log in to your Card Account to order a copy.
Thinking about applying for a new Card? View Cardmember Agreements for all the Cards we currently offer.
When you sign up for a credit card, you agree to the terms and conditions that govern the account. These are outlined in your Cardmember Agreement. Like any business agreement, it is important to review this credit card contract so you are clear about your roles and responsibilities. Below is a glossary of credit card terms to help you better understand what you are being offered and what is expected of you: