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The Plum Card® from American Express

Plum Card
The Plum Card® from American Express

Read Plum Card® Reviews

Annual Fee: $0 intro annual fee for the first year, then $250¤
Get a decision in as little as 30 seconds

Read Plum Card® Reviews

Annual Fee: $0 intro annual fee for the first year, then $250¤
Get a decision in as little as 30 seconds

Summary: Plum Card®

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Fees

This Charge Card gives you the option to pay in full each month or to carry a balance for up to 60 days with no interest.

Featured Benefits

  • Early Pay Discount & Extra Days To Pay

    Flexibility that works with your cash flow. When you pay early, the Plum Card pays you back. Earn unlimited 1.5% cash back on the portion of your balance that you pay within 10 days of your statement closing date. There's no cap on how much you can earn and no purchase categories - just savings applied to your next statement. When you need more time to pay your balance, we've got your back. The Plum Card offers up to 60 days to pay without interest. Just pay your Minimum Payment Due by your Payment Due Date.

  • Spending Capacity

    The Plum Card has No Preset Spending Limit*, which gives you purchasing power that can adjust with your use of the Card and other factors.

    *No Preset Spending Limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record and financial resources known to us, and other factors.

American Express can now be accepted at 99% of places in the US that accept credit cards.*

   *Based on Feb. 2020 Nilson Report.

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