Compare Business Cards with No Annual Fee

Explore rewards and benefits of our business Cards with no annual fee

Blue Business^® Plus Credit Card

$0 Annual Fee^¤

Lowe's Business Rewards Card

$0 Annual Fee^¤

Great for Simple, Flexible Rewards

Earn 2X Membership Rewards^® points on everyday business purchases up to $50,000, per calendar year, with no category restrictions. 1X Points on purchases thereafter^‡

Best for business owners seeking simple automatic cash back

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.^‡

The Card that rewards you for shopping at Lowe's

5% off everyday at Lowe's on eligible purchases^‡

Learn More

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^♦︎^‡^†Offer & Benefit Terms|^¤Rates & Fees

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^♦︎^‡^†Offer & Benefit Terms|^¤Rates & Fees

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^♦︎^‡^†Offer & Benefit Terms|^¤Rates & Fees

Membership Rewards^® Points

Cash Back

Lowe’s Business Rewards Points

Earn points fast with 2X points and no cateogory restrictions, all without an annual fee.^‡^¤

points on the first $50,000 in purchases each year^‡

points on purchases thereafter^‡

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.^‡

Use this Card to earn points you can redeem for gift cards and more to use towards business expenses.^‡

Points at restaurants and office supply stores in the US, and on wireless telephone services purchased directly from US service providers.

Points at Lowe's.

points on other purchases.

Terms and limitations apply.^‡ Points can be redeemed for Lowe's Gift Cards and American Express^® Gift Cards.

Effective 8/31/21 earn 2X points at U.S. restaurants, office supply stores in the U.S. and on wireless telephone services purchased directly from U.S. service providers. Points can only be redeemed for Lowe's gift cards or used towards eligible statement charges on your account. Lowe's Business Rewards points may be shown as % back or % cash back and can be redeemed as a statement credit or for Lowe's gift cards

^♦︎^‡^†Offer & Benefit Terms|^¤Rates & Fees

annual fee for each additional Employee Blue Business^® Plus Credit Card^¤

annual fee for each Additional Employee Blue Business Cash™ Card from American Express^¤

annual fee for each Employee Lowe's Business Rewards Card^¤

of the amount of each cash advance, whichever is greater.^¤

of each transaction after conversion to US dollars^¤

of each transaction after conversion to US dollars.^¤

2.7% of each transaction after conversion to US dollars.^¤

Penalty APR^¤

Penalty APR rate^¤

^♦︎^‡^†Offer & Benefit Terms|^¤Rates & Fees

Explore some of the benefits you receive with every business Card from American Express

American Express^® Business App
Simplify the way you and your employees manage Business Card receipts with the American Express^® Business App.¹
Amex Offers
Amex Offers is a simple and easy way to make your life more rewarding. With offers for shopping, dining, travel, and more, there's something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding.
Account Alerts
Set up Alerts so you can avoid late payments, be notified of irregular activity, or monitor Employee Card use and more.
Account Manager
Assign a trusted employee or business partner to be an Account Manager on your Business Card account.² They can handle your tasks like reviewing statements, making payments, and disputing charges on your Business Cards, so you're free to focus on other aspects of your business.
Online Statements
View your purchase history, prepare reports, and budget your expenses
Year-End Summary
At the end of the year, see a complete summary that categorizes your spend by month and purchase type, and helps you track your business expenses down to the last detail.³

Benefit Terms

1. American Express^® Business App

The American Express^® Business App is available with American Express Business and Corporate Cards. Functionality may differ based on Card product or program. American Express is not responsible for the completeness or accuracy of receipts displayed. Receipts will be stored until the earliest of the following: (1) seven years from the end of the calendar year that the receipt was uploaded or (2) the date that your online account is closed. American Express reserves the right to delete or purge receipts for any reason in its sole discretion, with or without notice. The Amex^® Business App is available on the App Store^® and Google Play™. Apple, the Apple logo and iPhone are trademarks of Apple, Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.

2. Account Manager

Account Managers must be at least 18 years old and have a U.S. Mailing Address and Social Security Number.

3. Year-End Summary

The Online Year-End Summary, typically available in January, reflects charges posted to your account from January 1st through December 31st of the prior year.

Compare Business Cards with No Annual Fee

Explore rewards and benefits of our business Cards with no annual fee

Blue Business^® Plus Credit Card

Blue Business Cash^TM Card

Lowe's Business Rewards Card

Card Membership Benefits

Travel Benefits

Fees

Explore some of the benefits you receive with every business Card from American Express

Compare Business Cards with No Annual Fee

Explore rewards and benefits of our business Cards with no annual fee

Blue Business® Plus Credit Card

Blue Business CashTM Card

Lowe's Business Rewards Card

Card Membership Benefits

Travel Benefits

Fees

Explore some of the benefits you receive with every business Card from American Express

Blue Business^® Plus Credit Card

Blue Business Cash^TM Card