Travel more comfortably knowing you can be covered by the Baggage Insurance Plan♦︎. Coverage can be provided for eligible lost, damaged, or stolen baggage during travel on a Common Carrier (plane, train, ship, or bus) when the entire fare for a Covered Trip has been charged to an eligible Card Account. Up to $3,000 for checked and carry-on baggage for each Covered Person per Covered Trip, which includes no more than $2,000 for checked baggage and a total of $1000 for all select high risk items such as jewelry and electronics. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip.