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Score Goals

A tool to help you improve your credit score.

Score Goals from American Express MyCredit Guide: A way to help you achieve your credit score goals. Simply select your desired credit score to see personalized recommendations and start working towards better credit health.

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Improve your credit score by building your personal Score Goals    

Personalized Recommendations

Analyzing your credit history allows the Score Goals tool to give you personalized recommendations built to help you achieve your ideal credit score.

Set Your Credit Score Goals

Help point your score in the right direction empowering you to achieve your credit score goals.

Track Credit Score Progress

Every time you log in, you can view your most recent credit score as well as progress you are making towards your score goals.

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How Score Goals can help you increase your credit score

Created with credit score partners to get you accurate readings of your credit health.

Score Goals is available to all. Even if you're not an American Express customer!

Let's you set realistic goals and hold yourself accountable.

The recommendations are based on the paths millions of others actually took to reach their credit goals.

Using Score Goals won't hurt your credit score.


Did we mention it's free?

Why your Credit Score Matters?

How improving your credit score can help:

  • Lower premiums for auto and home-owners coverage
  • Easier approval for mortage loans and lower interest rates
  • Approval for credit cards that feature low APRs, balance transfers, and reward programs
  • Simpler approval for rental and utility applications
  • Improves your chances for approval of higher credit card limits and loan amounts

Score Goals can help you positively impact your financial future.

Free Credit Score*

We Believe everyone should know their credit score. That's why we're providing your VantageScore® 3.0 by TransUnion.

Free Credit Report

In addition to your credit score, get a detailed TransUnion credit report that helps you stay informed.

Credit Score Simulator

See how different actions, like paying down debt or opening a new account, could affect your credit score.

*This score is provided for educational purpose. American Express and other lenders may use different credit scores and other information to make credit decisions.

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Have a question about improving your credit score?

*Having trouble with the enrollment process, call customer service Monday through Friday, 8 AM to 9 PM ET at 1-855-468-1379.