Welcome to the Help Center

What is the FICO® Score Simulator?


The FICO® Score Simulator is an interactive tool that shows you how certain actions you might take, like applying for a new credit card or loan, making a late bill payment, or closing out one (or all) of your credit cards, could positively or negatively affect your FICO® Score.

NOTE: Results of the FICO® Score Simulator are estimated and don’t necessarily show the exact results a given behavior will have on your score.