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What is the Membership Rewards® Points for Statement Credit option?

Eligible Card Members have the option to use Membership Rewards® points for a statement credit by logging into their American Express® account online or in the mobile app and either entering the number of points they want to redeem for a statement credit, or inputting the desired dollar amount they want to receive as a statement credit.

Please note that Card Members cannot redeem for less than $1.00 of value back as a statement credit, and that using points for a statement credit will not count toward your minimum payment due, and a minimum payment due will still be required for that billing cycle.