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Can I use Membership Rewards® points to cover Card charges?

Eligible Card Members can use Membership Rewards® points to cover eligible purchases and receive a statement credit by logging into their American Express® account and checking off an eligible charge. Points can be used for eligible purchases that appear in your online current statement or recent activity. The statement credit will be reflected on your upcoming statement.

Please note that using points for your charges will not count toward your minimum payment due, and a minimum payment due will still be required for that billing cycle.

Companies enrolled in the Corporate Membership Rewards program can also redeem points for statement credits toward eligible charges. Points can only be redeemed on any of the five designated Corporate Membership Rewards Program Administrator's Card statements.