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Charge Card

  • Paid in full every month
  • Flexible spending limit that can adjust over time

Membership Rewards® Points

  • 1 point for each dollar you spend on eligible purchases
  • 2X points for each dollar of eligible purchases made when you book on the American Express Travel website

Annual Fee


  • $200 Airline Fee Credit
  • Airport Club Access
  • Concierge Service
  • No foreign transaction fees

Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.

Good For

  • Frequent Travelers

    This Card has a suite of benefits designed to make your travels more comfortable.

  • Airport Club Access

    Access airport lounges domestically and abroad with this Card.

  • Concierge Services

    This Card features a complimentary Concierge Service that can help you with both business and personal requests.

  • Travel

    Airport Club Access and Priority PassTM Select

    The Business Platinum Card has two complimentary airport lounge programs: Priority PassTM Select and the Airport Club Access Program. These programs give you access to over 600 domestic and international lounges including the Delta Sky Club® and our CenturionSM lounges (You must enroll to participate in the Priority Pass Select Program).

    No Foreign Transaction Fees

    When you are traveling internationally, you can use your card without incurring foreign transaction fees on purchases.

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    $200 Airline Fee Credit

    Enroll and select a qualifying airline. Then receive up to $200 a year in statement credits when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Card Account.*

    *American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your enrolled Card after 4 weeks, simply call the number on the back of the Card. See Benefit Terms for more details.

    Global Entry Fee Credit

    Save time and bypass arrival lines at most major U.S. airports when you return from international travel. Global Entry is a U.S. government program that allows expedited clearance for pre-approved travelers. When you use your eligible Centurion or Platinum Card to apply for Global Entry membership, we'll credit the $100 application fee, and if approved, your membership will be valid for 5 years. Card Members can receive one $100 statement credit every 5 years for a Global Entry application fee charged to each eligible Card. Each Additional Card on Centurion and Platinum Card accounts is also eligible for the $100 statement credit. To receive the credit, the Global Entry application must be charged on the Additional Card.

    International Airline Program

    Anytime you purchase a qualifying Business or First Class ticket for international air travel with your eligible American Express Card on over 25 participating airlines*, you can enjoy savings on a ticket for a companion**.

    *Subject to availability. See terms and conditions for details.

    **Airline-imposed fuel and security surcharges and fees and government taxes and fees on international air transportation, as well as applicable service ticketing fees, are the responsibility of the Card Member. Non-refundable American Express service fee of $39 (per ticket) applies to each purchase and itinerary change for Platinum Card Members.

    Platinum Office Program

    You can stay productive on the road with walk-in access to 1,500 Regus business lounges in 600 cities worldwide through the Platinum Office Program.

    Car Rental Privileges

    When you enroll with Hertz®, Avis®, or National Car Rental®, you can bypass lines, skip paperwork, enjoy available upgrades, and get special discounts on rentals.

    Starwood Preferred Guest® Program

    You can receive Gold Preferred Membership status without having to meet frequent-stay minimums. Benefits include hotel room upgrades whenever they are available, late checkouts, and the opportunity to earn nights and free flights with SPG Flights.

  • Access to Benefits

    Travel benefits image

    Business Platinum Card Concierge

    Our Concierge staff is available to you day or night as a personal resource for many different aspects of your life. Whether you need to select a restaurant and arrange the details of an upcoming special event or if you want expert advice selecting just the right gift, you can rely on Concierge to coordinate and take care of your requests, big and small.

    Purchase Protection

    When an American Express® Card Member charges a covered purchase with their Platinum Card account, Purchase Protection can help protect you for up to 90 days from the date of purchase if the item is stolen, accidentally damaged or lost. The coverage is limited up to $10,000 per occurrence, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.

    Premium Roadside Assistance

    Whether you need a tow or a jumpstart, we'll send help your way 24 hours a day, 7 days a week. Emergency services like towing up to 10 miles, changing a flat, or jumpstarting a battery are a phone call away—even if you're in your driveway—and we will pay for included services up to four times a year. There are some vehicle exclusions and other important restrictions.

    Baggage Insurance Plan

    Travel more comfortably knowing you can be covered by the Baggage Insurance Plan when you purchase the entire fare for a Common Carrier ticket (e.g. plane, train, ship, helicopter, or bus) on an eligible Card. Coverage can be provided for up to $2,000 for checked baggage and up to a combined maximum of $3,000 for checked and carry-on baggage. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.

    Travel Accident Insurance

    Travel Accident Insurance can provide up to $500,000 in accidental death and dismemberment coverage while traveling on a Common Carrier (plane, train, ship, helicopter, or bus) when the entire fare has been charged to the eligible Card. Please read important exclusions and restrictions

    Departures Magazine

    DEPARTURES magazine is published seven times a year for Business Platinum Card® Members. Featuring the latest in luxury, DEPARTURES focuses on travel, style, culture, shopping, dining, and the interesting, inspiring, and unexpected.

    No Pre-set Spending Limit*

    The Business Platinum Card can give you the purchasing power you need to help grow your business.

    *No pre-set spending limit does not mean unlimited spending. Purchasing power adjusts with your use of the Card, your payment history, credit record, and financial resources known to us, and other factors.

    Extended Warranty

    When an American Express® Card Member charges a covered product with his or her Card account Extended Warranty can provide up to one extra year added to the original U.S. manufacturer's warranty. Applies to warranties of 5 years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.

  • Rewards

    Membership Rewards® Points

    Earning Membership Rewards® points is easy, and they can be a valuable resource that can be used toward business and personal expenses. Use points for over a million reward options from many of your favorite brands, restaurants, and retailers at

    20% Travel Bonus

    When you use the Membership Rewards® Pay with Points program to book all or even part of your trip, you can get 20% of the points you used credited back to your account. You can use points toward flights, hotels booked and paid in advance (prepaid hotels), and vacation packages when you book online at the American Express Travel site. Plus, you'll still earn frequent flyer miles and there are no blackout dates or seat restrictions.

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    OPEN Savings®

    Boost the value you get from the Business Platinum Card with the built-in OPEN Savings benefit. It’s designed to automatically get you up to 4 extra Membership Rewards points for every eligible dollar spent with OPEN Savings partners including FedEx, Hertz®, and more. If you prefer, you can choose to get up to a 10% discount as your OPEN Savings benefit. Discounts will be applied in the form of a statement credit.


    Preferred Seating Program

    Gain exclusive access to choice seating for sports, concerts, and other entertainment events at leading venues, plus enjoy advanced ticket sales for select events before they’re available to the public.

  • Benefits with Every Business Card from American Express OPEN

    Dispute Resolution

    We begin investigating any unauthorized charge as soon as you make us aware of it, and you are not responsible for paying the charge until your case is resolved.


    ReceiptMatch is a feature included with Business Cards from American Express OPEN that digitally matches and stores images of your receipts to your online statement so you can easily manage them from anywhere using your desktop or mobile devices.

    Account Alerts

    Set up Alerts so you can avoid late payments, be notified of irregular activity, or monitor Employee Card spending and more.

    Account Manager

    Appoint one of your associates to help manage your account, choosing from two levels of access that are tailored to your needs.

    Online Statements

    View your purchase history, prepare reports to invoice customers, and budget your expenses.

    Mobile and Tablet Apps

    Pay your bill, check your balance, view your benefits, and more from your mobile phone and tablet. Our apps make it easier to manage your Card account whenever it’s convenient for you.

    American Express Open benefits

    OPEN Forum®

    OPEN Forum is an online community for small business owners to exchange experiences, advice, tools and tips to inspire each other to take action and succeed.