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overview

  • Cash Flow Flexibility

    The Plum Card offers two unique payment options you can use individually or together to help you meet your business needs each month.

  • Power to Purchase. Power to Earn.

    Make purchases rewarding. Not only does the Card offer business-sized purchasing power to help you run and grow your business, you’ll also earn points for purchases made on the Card.

  • A Premium Travel Experience

    Built with the frequent traveler in mind, this Card is designed to help make your trips more comfortable and productive so you can stay focused on what’s next for your business.

  • WELCOME OFFER (19)

    Get 25,000
    Membership Rewards®
    points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.

  • WELCOME OFFER (1001)

    Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership.

good-for

    • Seasonal Businesses

      Unique, flexible payment options can help make this Card ideal for businesses experiencing large fluctuations in cash flow.

    • Added Financial Control

      Armed with flexible payment options for you to use each month, this Card can give you more control over your cash flow.

    • Customizing Your Billing Cycle

      When you open an account, you can choose whether to receive your bill at the beginning, middle, or end of the month.

    • Frequent Travelers

      Earn 3X points on airfare purchased directly from airlines. Terms and limitations apply. 3X applies to purchases up to $100,000 per year.

    • E-Commerce Businesses

      Earn 2X points on U.S. purchases for shipping. Terms and limitations apply. 2X applies to purchases up to $100,000 per year.

    • Advertising

      Earn 2X points on U.S. purchases for advertising in select media. Terms and limitations apply. 2X applies to purchases up to $100,000 per year.

    • Business Tools

      Access tools like online statements, Account Alerts, and ReceiptMatchSM to help keep your expenses organized and streamlined.

    • Frequent Travelers

      This Card has a suite of benefits designed to make your travels more comfortable.

    • Airport Club Access

      Access airport lounges domestically and abroad with this Card.

    • Concierge Services

      This Card features Concierge Service that can help you with both business and personal requests.

rewards

  • Flexible Payment Options

    • Get a 1.5% discount if you pay early
    • Take up to 60 days to pay with no interest
  • Membership Rewards® Points

    • 3Xpoints on airfare purchased directly from airlines
    • 2Xpoints on US purchasesforadvertising in select media, shipping, at gas stations, and made directly from select computer hardware, software, and cloud computing providers
    • 1Xpoints on other purchases
    • Terms and limitations apply. 3X and 2X apply to purchases up to $100,000 in each of the 5 industry categories per year (Computer Hardware, Software and Cloud Computing is a single category).
  • Membership Rewards® Points

    • 1 point for each dollar you spend on eligible purchases
    • 2X points for each dollar of eligible purchases made when you book on the American Express Travel website

payment-type

  • Charge Card

    • Option to pay in full each month
    • Option to carry a balance up to 60 days with no interest
    • Spending limit that can adjust with your use of the Card over time
  • Charge Card

    • Paid in full every month
    • Flexible spending limit that can adjust over time
  • Charge Card

    • Paid in full every month
    • Flexible spending limit that can adjust over time

annual-fee

  • $250

    Includes:

    • $0 introductory annual fee your first year, then $250
    • $0 annual fee for each Additional Plum Card
    • Early Pay Discount
  • $175

    Includes:

    • $0 introductory annual fee for the first year, then $175
    • $0 introductory annual fee for Additional Business Gold Rewards Cards in the first year; then, $50 for the first Additional Business Gold Rewards Card and no fee for other Additional Cards
  • $450

    Includes:

    • Airport Club Access
    • Concierge Service
    • No foreign transaction fees
Benefits with Every Business Card from American Express OPEN
  • Dispute Resolution

    We begin investigating any unauthorized charge as soon as you make us aware of it, and you are not responsible for paying the charge until your case is resolved.

  • ReceiptMatchSM

    ReceiptMatch is a feature included with Business Cards from American Express OPEN that digitally matches and stores images of your receipts to your online statement so you can easily manage them from anywhere using your desktop or mobile devices.

  • Account Alerts

    Set up Alerts so you can avoid late payments, be notified of irregular activity, or monitor Employee Card spending and more.

  • Account Manager

    Appoint one of your associates to help manage your account, choosing from two levels of access that are tailored to your needs.

  • Online Statements

    View your purchase history, prepare reports to invoice customers, and budget your expenses.

  • Mobile and Tablet Apps

    Pay your bill, check your balance, view your benefits, and more from your mobile phone and tablet. Our apps make it easier to manage your Card account whenever it’s convenient for you.

  • OPEN Forum®

    OPEN Forum is an online community for small business owners to exchange experiences, advice, tools and tips to inspire each other to take action and succeed.

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