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Secured Small Business Loans

A secured loan, also known as a collateralized loan, is best suited for entrepreneurs and small business owners who are capable of supplying collateral to back their loan. If the borrower does not pay back the loan, the lender can claim the asset or collateral. The collateral not only makes the borrower more invested in their financing, but it puts the lender more at ease.

There are a few types of secured loans, including equipment loans, factoring and merchant cash advances, that have their own unique attributes. Prior to deciding which secured small business loan is the best fit for you, consider the information below on each loan type.

Equipment Loan
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Merchant Cash
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Secured, or collateralized, small business loans include equipment loans, factoring, and merchant cash advances and require business owners to supply collateral to receive funds. For example, if you are looking for a loan to improve or upgrade your equipment, you can put down personal collateral and apply for an equipment loan. Secured small business funding is ideal for lenders as they are afforded additional peace of mind that results from borrowers putting up their own backing.

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