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Soft vs Hard Credit Inquiries: What’s the Difference?

When anyone – including you – checks your credit report, that inquiry may get noted as part of your credit history. It can be either a ‘hard’ or ‘soft’ inquiry.

What Is a Credit Tradeline?

A credit tradeline is the credit bureau term for an account on your credit report. Here are the three types of tradelines and what information each includes.


Some of the reasons your credit score can go down are obvious, but other times it’s less evident. Learn what could cause your credit score drop.

icon  Ideas on saving & budgeting

Learn how to find the best personal loan interest rate offer online by following these four expert suggestions.

Protecting Yourself from Gift Card Scams

Knowing the types of gift card scams and tips to avoid them can help keep you safe from this increasingly common form of fraud. 

How To Decorate Your Home

There are different factors involved when you decorate – or redecorate – your home. Here are nine tips on how you can decorate your home without spending a lot of money.

4 Ways to Boost Your Financial Security

The COVID-19 pandemic forced many individuals and families to consider what it means to be financially secure. Here are 4 ways to build financial security.

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What Is the Best Credit Card for Travel?

Getting the best travel rewards credit card depends on understanding your personal travel goals and spending habits so you can match them to different cards’ benefits. 

Rose Gold Is Back – Here’s How to Make the Most of It

American Express® Rose Gold is back, so you can choose the card that fits your style while earning Uber Cash, accelerated points on dining and groceries, and more.


What’s the Best Premium Travel Credit Card for 2021?

The best premium travel credit cards can help you get to desired destinations faster and make trips more pleasant. But the right card depends on your travel needs.


The allure of the American Express® Gold Card’s Rose Gold option goes beyond its many benefits, points-earning potential, or travel and dining credits.

icon  Learn more about credit scores

There’s no minimum credit score needed for getting a credit card. Whatever your credit score, you’re likely to have multiple options to get a card.

 

 

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Different Types of Credit Scores 

You have different credit scores depending on the credit bureau and specific scoring model used by lenders. Learn more about the different types of credit scores.


How to Self-Report Good Information to Credit Bureaus

While you can’t self-report to credit bureaus, you can typically authorize certain information to be included in your credit report, like on-time rent payments.

The material made available for you on this website, Credit Intel, is for informational purposes only and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.