American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express
United StatesChange Country
credit intel

Modern knowledge on managing and maximizing your personal finances.

icon  Real credit talk from quality sources

Soft vs Hard Credit Inquiries: What’s the Difference?

Soft vs Hard Credit Inquiries: What’s the Difference?

When anyone – including you – checks your credit report, that inquiry may get noted as part of your credit history. It can be either a ‘hard’ or ‘soft’ inquiry.

What Is a Credit Tradeline?

What Is a Credit Tradeline?

A credit tradeline is the credit bureau term for an account on your credit report. Here are the three types of tradelines and what information each includes.

Some of the reasons your credit score can go down are obvious, but other times it’s less evident. Learn what could cause your credit score drop.

Learn More >

icon  Ideas on saving & budgeting

From travel insurance to budgeting, solo travelers have a lot to consider. Here are a few money-saving tips to help you plan your next solo trip.

Learn How >

Protecting Yourself from Gift Card Scams

Protecting Yourself from Gift Card Scams

Knowing the types of gift card scams and tips to avoid them can help keep you safe from this increasingly common form of fraud. 

4 Tips for Better Financial Habits

4 Tips for Better Financial Habits

Good financial habits can help you improve your overall financial well-being. Learn how these four tips can help jumpstart your journey to financial success.

icon  Looking for a credit card?

Booking Hotels: Via Credit Card, Hotel, Airline, or Aggregator?

Booking Hotels: Via Credit Card, Hotel, Airline, or Aggregator?

Travelers have four main online options for booking a hotel stay. Here’s what each type of website has to offer. 

Rose Gold Is Back – Here’s How to Make the Most of It

Rose Gold Is Back – Here’s How to Make the Most of It

American Express® Rose Gold is back, so you can choose the card that fits your style while earning Uber Cash, accelerated points on dining and groceries, and more.

Your airline miles credit card can be a budgeting benefit if you think strategically to maximize the miles you earn and get the most value when you redeem miles for tickets.

Read on and find out >

icon  Learn more about credit scores

There’s no minimum credit score needed for getting a credit card. Whatever your credit score, you’re likely to have multiple options to get a card.

 

 

Learn More >

Different Types of Credit Scores 

Different Types of Credit Scores 

You have different credit scores depending on the credit bureau and specific scoring model used by lenders. Learn more about the different types of credit scores.

What Is a Fair Credit Score?

What Is a Fair Credit Score?

A “fair” FICO credit score lands between 580 and 669 and generally means higher interest rates on credit cards and loans. But there are ways to raise that score.

The material made available for you on this website, Credit Intel, is for informational purposes only and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.