American Express® MyCredit Guide Frequently Asked Questions



FICO® Score and Experian credit report

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Credit score calculated based on the FICO® Score 8 model and is provided for educational purposes. American Express and other lenders may use a different FICO® Score version than FICO® Score 8, or another type of credit score altogether, and other information to make credit decisions.


FICO is a registered trade mark of Fair Isaac Corporation in the U.S. and other countries

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