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Added Flexibility to Access and Manage Your Savings

American Express has made Savings account access more convenient.

A new, modern digital experience to conveniently manage your Savings from American Express

Enjoy a modern digital banking experience

Keep track of everything you need and more when it comes to your finances with just one quick login secured by multi-factor authentication.

Access your Savings on the go in the

American Express® App

Check your balance, transaction history, transfer money, deposit funds and more anywhere, anytime.

Simplify life with a consolidated account view

As a Card Member, you’ll be able to view and manage both your Savings and Card accounts in one go.

 

If you have an existing Card login and want to enjoy the convenience of one login for your Savings and Card accounts, follow these registration steps today.

 

Step 2

  

Start Registration

  

Go to the Savings login page and click Log In to Amex Account on the left-hand side to begin the linking process between your Savings and your existing American Express login. Enter your Card User ID and password when prompted and click Log In to proceed.

  

  

Validate Account Details

  

You will be asked for your Social Security number and date of birth to verify your Savings account ownership. Enter the details associated with your Savings account and click Continue. Follow the steps to register your Savings account to your online Card profile.

 

Step 2
Step 2

  

Access Your Savings

  

Once your accounts are successfully linked, you will be redirected to the American Express login page and prompted to reenter your Card User ID and password to access your consolidated account view. You will then automatically see your Savings details in the Amex® App and when logging in at americanexpress.com.

 

Accessing the New Digital Experience

 

As a Card Member, you will now manage your Savings through the same login as your Card and in the Amex® App. This allows for a quick, more streamlined process each time you want to manage your finances digitally. It only takes minutes to begin the registration process.

Frequently Asked Questions

 

†Accounts offered by American

Express National Bank. Member FDIC. Each depositor is insured to at least $250,000 per depositor, per insured bank, per ownership category.

Learn More at FDIC.gov

*The Annual Percentage Yield (APY) as advertised is accurate as of . Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened.

 

For a CD account, rates are subject to change at any time without notice before the account is funded. The rate received will either be (i) the rate reflected during your application process or (ii) the rate being offered when your CD is funded, whichever is higher. All CDs must be funded within 60 calendar days from the time we approve your application or will be subject to closure. The interest rate and Annual Percentage Yield (APY) will be disclosed in your account-opening documents, which you will receive after completing your account-opening deposit. After a CD is opened, additional deposits to the account are not permitted. Early CD withdrawals may be subject to significant penalties which could cause you to lose some of your principal. Please see the Deposit Account Agreement for additional terms and conditions and Truth-in-Savings disclosures.

 

**The national rate referenced is from the FDIC's published Monthly Rate Cap Information for Savings deposit products. Visit the FDIC website for details.

 

‡For purposes of transferring funds, business days are Monday through Friday, excluding holidays. Transfers can be initiated 24/7 via the website or phone, but any transfers initiated after 7:00 PM Eastern Time or on non-business days will begin processing on the next business day. Funds deposited into your account may be subject to holds. See the Funds Availability section of your Deposit Account Agreement for more information.

 

♢Calculations are estimates of expected interest earned. Actual results may vary, based on various factors such as leap years, timing of deposits, rounding, and variation in interest rates. The first recurring deposit is assumed to begin in the second period after any initial deposit.

 

§IRA Contributions are subject to aggregate annual limits across all IRA plans held at American Express or other institutions. IRA distributions may be taxed and subject to penalties based on IRS guidelines. Required minimum distribution, if applicable, is only relevant to this IRA plan and does not take into consideration other IRA plans held at American Express or other institutions. Please see IRS.gov for more information. We recommend you consult with a financial or tax advisor when making contributions to and distributions from an IRA plan account.