Our Savings Login page has moved!


Please access your Savings account by clicking the blue 'Log In' button on the top right corner of our website.


If you created your online account prior to 2023 and you have not logged into your account recently, you may need to update your credentials. To learn more about updating your American Express® Savings online account access, follow the instructions below.

Registration Information

Scroll down this page and follow the step-by-step instructions to update your login to the new digital experience on americanexpress.com

Navigating the Savings Experience

Once you have updated your User ID and password, click here for information about how to manage your Savings account online


Logging In

Log in with your updated User ID and password or bookmark americanexpress.com to log in directly


If you have an existing Card login and want to enjoy the convenience of one login for your Savings and Card accounts, follow these registration steps today.


Step 2


Start Registration


Go to the American Express Registration page and click Register your American Express® Savings Account on the bottom of the page to link your credentials.


Validate Account Details


You will be asked for your Social Security number and date of birth to verify your Savings account ownership. Enter the details associated with your Savings account and click Continue. Follow the steps to register your Savings account to your online Card profile.


Step 2
Step 2


Access Your Savings


Once your accounts are successfully linked, you will be redirected to the American Express login page and prompted to reenter your Card User ID and password to access your consolidated account view. You will then automatically see your Savings details in the Amex® App and when logging in at americanexpress.com.

Accessing the New Digital Experience


As a Card Member, you can now manage your Savings through the same login as your Card on americanexpress.com and in the Amex® App. This allows for quick, more streamlined access to manage your finances digitally.

Frequently Asked Questions


Accounts offered by American

Express National Bank. Member FDIC. Each depositor is insured to at least $250,000 per depositor, per insured bank, per ownership category.

Learn More at FDIC.gov

* The Annual Percentage Yield (APY) as advertised is accurate as of . Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened. Interest Rate and APY of a Certificate of Deposit account is fixed once the account is funded.


** The national rate referenced is from the FDIC's published Monthly Rate Cap Information for Savings deposit products. Visit the FDIC website for details.


1 There is no minimum balance required to open your Account, to avoid being charged a fee, or obtain the Annual Percentage Yield (APY) disclosed to you.


For a CD account, rates are subject to change at any time without notice before the account is funded. The rate received will either be (i) the rate reflected during your application process or (ii) the rate being offered when your CD is funded, whichever is higher. All CDs must be funded within 60 calendar days from the time we approve your application or will be subject to closure. The interest rate and Annual Percentage Yield (APY) will be disclosed in your account-opening documents, which you will receive after completing your account-opening deposit. After a CD is opened, additional deposits to the account are not permitted. Early CD withdrawals may be subject to significant penalties which could cause you to lose some of your principal. Please see the Consumer Deposit Account Agreement and Savings Schedules for additional terms and conditions and Truth-in-Savings disclosures.


3 For purposes of transferring funds to or from an external bank, business days are Monday through Friday, excluding holidays. Transfers can be initiated 24/7 via the website or phone, but any transfers initiated after 7:00 PM Eastern Time or on non-business days will begin processing on the next business day. Funds deposited into your account may be subject to holds. See the Funds Availability section of your Consumer Deposit Account Agreement and Savings Schedules for more information.


4 Calculations are estimates of expected interest earned. Actual results may vary, based on various factors such as leap years, timing of deposits, rounding, and variation in interest rates. The first recurring deposit is assumed to begin in the second period after any initial deposit.


5 IRA Contributions are subject to aggregate annual limits across all IRA plans held at American Express or other institutions. IRA distributions may be taxed and subject to penalties based on IRS guidelines. Required minimum distribution, if applicable, is only relevant to this IRA plan and does not take into consideration other IRA plans held at American Express or other institutions. Please see IRS.gov for more information. We recommend you consult with a financial or tax advisor when making contributions to and distributions from an IRA plan account.