Reward your business with benefits that work as hard as you do

From elevated business travel to the flexibility to increase your spending capacity as needed, an American Express® Business Card can help your business thrive.

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You’re always on. You need a Card that can keep up.

Business ownership is even more rewarding with the Business Platinum Card®.

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No Preset Spending Limit

You adapt to your customers. Your spending limit adapts with your business. No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.​ Terms apply.

No Preset Spending Limit

No Preset Spending Limit can give you flexibility in ways traditional credit cards don’t. The amount you can spend adapts based on factors such as your purchase, payment, and credit history. Rather than having a set limit, you could grow your purchasing power the more you consistently use your Card and regularly make payments.*

*No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.

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The American Express Global Lounge Collection®

The American Express Global Lounge Collection offers complimentary access to more than 1,400 airport lounges. Terms apply. 1

The American Express Global Lounge Collection®

Enjoy complimentary access to over 1,400 airport lounges globally, including The Centurion® Lounge, Delta Sky Club® when flying Delta, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, & additional Global Lounge Collection Partner Lounges. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll. To find a lounge, visit the membership section in the American Express® App or visit
americanexpress.com/findalounge.

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5X Membership Rewards® Points on Flights

Going the extra mile for your business is even more rewarding with 5X points on flights and prepaid hotels booked on AmexTravel.com. Terms apply. 2

5X Membership Rewards® Points on Flights

Get more for your travels with 5X Membership Rewards points on all prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection. You can also get 5X Membership Rewards points on all flights booked on AmexTravel.com.

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1.5X Membership Rewards® Points on Business Purchases

Get 1.5X Membership Reward® points on eligible purchases at U.S. Construction material and hardware suppliers, U.S. Electronic goods retailers and software & cloud system providers, U.S. shipping providers, as well as on purchases of $5K or more, on up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. 3

1.5X Membership Rewards® Points on Business Purchases

Earn 1.5X Membership Rewards points for every dollar spent (an extra half point per dollar) on eligible purchases at U.S. construction material and hardware suppliers, U.S. electronic goods retailers and software & cloud system providers, U.S. shipping providers, or each eligible purchase of $5,000 or more. Earn 1.5X on up to $2 million of these purchases per calendar year. To learn more about spending categories, visit
www.americanexpress.com/rewards-info 
Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.

1X Membership Rewards® points on other eligible purchases

Earn 1X Membership Rewards® points for each dollar you spend on eligible purchases. 4

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1X Membership Rewards® points on other eligible purchases

Earn 1X Membership Rewards® points for each dollar you spend on eligible purchases. There is no limit to the total number of points you can earn.

Business Platinum Card

Employee Cards

Easily add Additional Cards for your employees to your account – and earn rewards when they make eligible purchases. 5

Employee Cards: Earn Membership Rewards® points. Set boundaries. Stay up to date.

Think of Employee Cards as another tool you can use to stay on top of your expenses. Let employees buy what they need within limits you set. You'll earn points on their purchases, and receive real-time alerts to help you know who's spending and where.

Person in lounge
Person in lounge

Travel in style with the American Express Global Lounge Collection®

Relax and recharge when you fly for your business with complimentary access to 1,400+ airport lounges in over 500 airports around the world, across 140 countries and 650+ cities and counting.

Unlock over $1,000 in business and travel value annually

Earn over $1,000 in statement credits with business and travel benefits in the first year of Membership on the Business Platinum Card®. Enrollment required.
Here's all the ways you can unlock value:

  • Business Platinum dell technologies Benefit 6

    Up to $400 in statement credits (up to $200 semi-annually) on U.S. purchases with Dell Technologies on the Business Platinum Card through 12/31/24. Enrollment required.

  • Business Platinum Indeed Benefit 7

    Enroll and get up to $360 per calendar year in statement credits (up to $90 back per quarter) for purchases with Indeed on the Card through 12/31/24.

  • $200 Airline Fee Credit 8

    Select one qualifying airline and receive up to $200 in statement credits per calendar year for baggage fees and other incidentals charged by the airline to the Business Platinum Card®.*

  • $120 Wireless Credit 9

    Up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Card. That’s up to $120 back per year. Enrollment required.

  • Business Platinum Adobe Benefit 10

    Up to $150 in statement credits for eligible annual prepaid business plan purchases of Adobe Creative Cloud for teams or Adobe Acrobat Pro for teams on the Card through 12/31/24. Enrollment required.**

  • $199 CLEAR® Plus Credit 11

    CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership*** with up to $199 in statement credits per calendar year after you pay for CLEAR Plus with the Business Platinum Card. 

Explore other Amex Business Cards

Compare all our Business Cards to find the one that's right for your business.

Amex Business Cards
Amex Business Cards

Manage your business with the powerful backing of American Express.

Explore some of the other business offerings from American Express.

American Express Business Blueprint™

American Express Business BlueprintTM offers small business owners a free digital experience to explore select Amex products for managing cash flow, vendor payments, and online banking. You'll also receive personalized cash flow insights that can help you make more informed decisions for your business. 12

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Person at desk
Phone
Phone

American Express® Business Checking

Your business deserves a better way to bank. Earn Membership Rewards® points on eligible debit card purchases, say goodbye to monthly maintenance fees, and get powerful backing with 24/7 (call
or chat) support from specialists. 13

American Express One AP®

Automate your accounts payable process. Help get more done in less time and reduce errors by eliminating paper checks and digitizing your supplier payment processes. Earn the Rewards of your Card when you use your eligible Card to pay Amex accepting US suppliers. Enrollment required. Fees may apply. 14

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Person with device

Tap into resources designed with your business in mind.

We’re here to help with resources, insights, and solutions curated for business owners.

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American Express® Business Class

Dive into key features and benefits of select American Express Business products, such as No Preset Spending Limit, with snackable, animated explainer videos.

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Shop Small®

Help grow your business with free social media posts, business savings, and on-trend insights.

Find out what the Business Platinum Card® can do for your business