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credit intel

Modern knowledge on managing and maximizing your personal finances. 

What is a credit report?


Understanding what a credit report is could be confusing. Learn what information a credit report contains and how to get your credit report for free.

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Credit Score Ranges- Excellent, Good, or Poor Credit Score?

Learn about the credit score range by FICO or VantageScore and how they are classified as Excellent, Good or Poor credit score.

How to Check Your Credit Score for Free

Know about different source from your bank to credit card providers and others on how you can check your credit score for free.

Did you know there are 7 tried-and-true ways to help you build good credit?

icon  Ideas on saving & budgeting

Puzzled over interest rate acronym soup, like the difference between APR & APY? No need, click on …

How to Get out of Debt in 2020

A guide on how to start reducing debt this year, whether it’s from a student loan, auto loan, credit card spending—or all of the above.

How to Make a Monthly Budget, One Step at a Time

Take control of your personal finances: Here are some expert budget-building tips and a 4-step guide to help you achieve your budgeting goals.

icon  Looking for a credit card?

How to Get Instant Approval Credit Card—and Use it Instantly!

It takes 3 steps to get and use an instant approval credit card—which is different from credit card pre-approval. Learn how to apply for one online.

What Is Cash Back and How Does it Work?

Cash back credit cards have become so popular that there are many to choose from. Learning how they work can help you find the options that are right for you.

Are credit card applications more like applying for a job or for a pet license?

icon  Plan for life’s major milestones

Want to learn the hard truth about what it takes to retire early?



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How Much Should You Spend on an Engagement Ring in 2020?

Thinking of taking that next big step? Here are some guidelines on how to shop for, and how much to spend on, an engagement ring.

Moving out of State Checklist: 7 Tips for Cutting Costs

If moving is stressful, moving out of state is even more stress! Here’s a checklist for how to move out of state like a pro—and keep costs low.

The material made available for you on this website, Credit Intel, is for informational purposes only and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.