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9 Tips for How to Decorate Your Home on a Budget

There are different factors involved when you decorate – or redecorate – your home. Here are nine tips on how you can decorate your home without spending a lot of money.

By Debra Donston-Miller  | American Express Credit Intel Freelance Contributor

4 Min Read | August 4, 2021 in Money

 

At-A-Glance

Keeping up with the latest home décor trends doesn’t have to be expensive.

Choosing a decorating theme at the outset can help guide your purchasing decisions.

Sometimes a fresh coat of paint or moving an item to a different room is all it takes to update your home.

Today, “farmhouse chic” may be all the rage, but something else will likely take its place soon enough. Keeping up with home decorating trends may make for an aesthetically pleasing environment – and possibly make it more attractive to buyers if you’re thinking about selling – but it also can be an expensive proposition.

 

The good news is it doesn’t have to be. It’s possible to decorate your home on a budget, whether you’re moving into a new home or looking to redecorate your current home. Here are nine considerations to help you start decorating your house.

 

1. Pick a Home Decorating Theme

Before you make any purchase, decide on your decorating theme. Whether it’s early American, mid-century modern, the aforementioned farmhouse chic, or some other style, a focused decorating theme increases the likelihood that the pieces you buy will work well together.

 

2. Keep It Simple

Simple never goes out of decorating style. You can honor the latest trends with accent pieces while keeping your furniture, rugs, and other bigger pieces more neutral. Generally speaking, this can help stretch your investment over time – and, after all, decorating your home is an investment. But whether you go simple or thematic, you may be better off buying a high-quality piece that will last for years than another that may have to be replaced sooner than you’d like. If making such a purchase outright seems daunting, consider applying for a 0% introductory APR credit card. This type of credit card lets you pay for a purchase without accumulating interest during an initial period of time, usually 12 to 15 months. 

Simple never goes out of decorating style. You can honor the latest trends with accent pieces while keeping your furniture, rugs, and other bigger pieces more neutral. Generally speaking, this can help stretch your investment over time – and, after all, decorating your home is an investment. But whether you go simple or thematic, you may be better off buying a high-quality piece that will last for years than another that may have to be replaced sooner than you’d like. If making such a purchase outright seems daunting, consider applying for a 0% introductory APR credit card. This type of credit card lets you pay for a purchase without accumulating interest during an initial period of time, usually 12 to 15 months. 

 

3. Shop Your Home

“Shopping your closet” refers to looking at new ways to repurpose pieces of clothing you already own – like pairing pants from a suit with a cardigan from a sweater set. You can do the same thing in your home. Perhaps a lamp in the living room would look completely different in the kitchen, or a quilt from the bedroom could be draped over a sofa in the family room. Be sure to check out the basement and attic, too. There may be useful pieces hidden away that you forgot you owned. 

 

4. Pick a New Paint Color

For many people, adding a fresh coat of paint is an easy, relatively inexpensive way to decorate a room. Fresh paint in a new – and perhaps unexpected – color can make a room feel new. A clean neutral color can brighten up a space, too. 

 

5. Shop Yard, Garage, and Estate Sales

As the saying goes, one person’s trash is another person’s treasure. Consider making your way to yard, garage, and estate sales for items to decorate your house. It may take a few weekends of treasure-hunting, but you can find furniture, wall art, rugs, lamps, decorations, and more for pennies on the dollar of the original cost.  

 

6. Reuse, Recycle, Repurpose

Using found items in new ways doesn’t just update your home décor for little to no cost, it may also be good for the environment. Need a bookshelf? Make one out of an old pallet. Want a new headboard? Try an old painted door turned on its side. Is an end table on your decorating wish list? Stack hard-sided luggage two or three high – and take advantage of the space inside for storage.

 

7. Rearrange Furniture

People often keep their furniture arranged the way they initially laid it out. Consider shuffling things around. If possible, clear the furniture out of the room so you can figure out a new layout against a blank canvas. Another idea is to create a sketch of the room or use an online app to brainstorm potential reconfigurations before rearranging the actual furniture.

 

8. Think Outside the Box (for Your Walls)

Another home-decorating component is what goes on your walls. Paintings and framed photos are typical decorations, but how about turning up the creativity a notch by hanging something on the wall that represents, for example, a favorite hobby? That may be a surfboard or bicycle wheel. Small decorative rugs or quilts also can be used as wall hangings, as can old signs from antique shops.

 

9. You Do You

No matter what home decorating trend is in style, your home is a reflection of you – and you don’t have to break the proverbial bank to make it that way. Prominently and proudly display family photographs, vacation mementos, children’s artwork, and the like if that’s what makes you happy. A cheerful sign or doormat, fresh flowers, or an accent wall painted your favorite color may also do the trick.

 

The Takeaway

Decorating your home doesn’t have to be expensive – it just calls for some budget-minded planning. Choosing a decorating theme, picking out a new wall color and hangings, reconfiguring a room’s layout, and investing in a few quality pieces are some of the factors you may want to consider when you want to decorate – or redecorate – your home.

Debra Donston-Miller

Debra Donston-Miller is a veteran technology and business writer who was formerly Editor of eWEEK.

 

All Credit Intel content is written by freelance authors and commissioned and paid for by American Express. 

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