Pulling Funds from Your External Bank
- On the day you initiate your transaction on the Personal Savings website, the funds will be reflected in your Current Balance and begin earning interest. However, due to a hold period necessary for due diligence, the funds will not appear in your Available Balance until the 5th business day‡ after the deposit is initiated.
Pushing Funds to Your External Bank
- On the day you initiate your transaction on the Personal Savings site, the amount will be deducted from your Current and Available balance and the funds transfer will be initiated. The funds will generally be reflected at your bank in 1-3 business days.‡ Please refer to your external bank’s policies on incoming transfers as external banks have differing policies on how quickly they reflect those funds in your account and when they are available for use.
Please Note: These time estimates do not include the time needed to link an external bank account to your Personal Savings account. Learn more about linking external accounts