Earn more interest than your average Savings with a High Yield Savings Account.**
When you open an American Express® Savings High Yield Savings Account (HYSA), you're helping to grow your own money at a rate higher than the national rate.**
According to NerdWallet, our High Yield Savings Account ranks among the best with our combination of above-average rates and consumer-friendly features.
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![Amex Savings benefits Amex Savings benefits](/content/dam/amex/en-us/banking/personal-savings/cd_page_apy_section_image.jpg)
If you want easy access to your money at a high interest rate, then a High Yield Saving Account could be a great fit for you. Here's what to expect when you bank with us:
24/7 world-class customer service
Easy access to your money, round-the-clock
Member FDIC
Strengthened by the service & reliability of American Express
At American Express, the customer always comes first.
Simple transfers and auto-deposits3
Managing your account online is seamless with American Express.
Compounding daily, depositing monthly
Your interest compounds daily and is deposited in your account monthly.
Monthly statements, your way
Digital statements are the online way, but we’re happy to mail your statements if you prefer.
Adjust the savings calculator to see your money’s potential.
Interest compounds daily. Savings calculator is for illustration only.4
![Amex Savings IRA benefits Amex Savings IRA benefits](/content/dam/amex/en-us/banking/personal-savings/what-1x.jpg)
The Basics of High Yield Savings Accounts
High yield savings accounts are a flexible and easy way to earn interest while saving money.
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Frequently Asked Questions
What is a High Yield Savings Account (HYSA)?
Do I get an ATM card, a debit card, or checks when I open a Savings account?
What is the difference between Individual and Joint Accounts?
What is the difference between Interest Rate and APY?
How long does it usually take to transfer funds online?
Facts & Forms
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Let’s start looking ahead
Your high-interest earnings are waiting.
If you won’t need to access your money for a while, try a Certificate of Deposit (CD)