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Top 5 Small Business Loan Requirements
Read articleWhen it’s time to expand your business, a small business loan can offer necessary funding. Visit our list of the top small business loan requirements here.
Business Cash Flow Management
Read articleEveryone talks about cash flow, but what is cash flow and how does it effect your businesses operations? Learn more by reading this article today.
Business Loan vs. Business Line of Credit: Which Funding Solution Is Right for You
Read articleWhile there are a variety of funding solutions available to small business owners, some that can be helpful to consider are business loans and business lines of credit. According to the 2022 Small Business Credit Survey, of businesses that sought financing in 2021, 72% sought a business loan or line of credit product. Depending on […]
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Post type:Article
What to Know About SBA Loan Rates
Read articleThe Small Business Administration (SBA) acts as a bridge between small business owners and lenders. While the SBA doesn’t offer loans directly, it does guarantee loans made by its lending partners. One thing that makes SBA loans so appealing to business owners is their loan rate. SBA loan rates are typically lower than the average […]
Post type:Article
How Much Collateral Is Needed for a Business Loan?
Read articleWhen comparing small business loans, it’s important to understand which options require business or personal assets to be used as collateral. With a collateralized loan, also called a secured loan, a borrower gives the lender the right to claim the assets they pledge. The collateral limits the lender’s risk because it can take the assets if […]
Post type:Article
8 Questions to Ask Potential Investors
Read articleMany business owners are excited about fundraising opportunities that involve capital from outside investors — and with good reason. The right type of financing can help a business scale and achieve major growth. Yet there are also good reasons to be cautious about investment partners. Saying yes to a capital investment without digging deeply into […]
Post type:Article
What Is a Small Business Investment Company (SBIC)?
Read articleSmall business owners should be aware of all the financing options that they can use to run and grow their business. Business owners might turn to U.S. Small Business Administration (SBA) loan programs for this funding. But the SBA also oversees the Small Business Investment Company (SBIC) program that can help small businesses get financing […]
Post type:Article
Balance Sheet vs. Income Statement: What’s the Difference?
Read articleTracking the movement of money in and out of a business is a necessity and there are a number of tools that can make the process easier. Balance sheets and income statements are both used to capture a financial snapshot of a business at a given point in time. While these financial statements can provide […]
Post type:Article
Commercial Banking vs Investment Banking
Read articleCommercial and investment banks are two different types of financial institutions that provide essential services for businesses. They offer products and services, including checking accounts, loans, and a line of credit, as well as large-scale investments. There are advantages and disadvantages to each, depending on the needs of a business. What is a commercial bank? […]
Post type:Article
What Is Venture Capital?
Read articleVenture capital (VC) is a type of financing in which private investors or investment firms provide funds for small or startup businesses they believe have potential to grow into much bigger businesses. The funds may come from pension plans, private foundations, wealthy individuals, or other sources. In exchange for those funds, the investor, or “venture […]
Post type:Article
What Is Angel Investing and How Does It Work?
Read articleStarting a new company — or growing an existing one — is an exciting prospect, but there’s one important detail business owners need to work out: how to fund it. They could explore small business loans and credit lines, or seek out the help of angel investors instead. Angel investing can offer a shorter path […]
Post type:Article
Private Equity vs. Venture Capital
Read articlePrivate equity and venture capital are often mentioned together but they are different types of business funding. This page will help explain the similarities and key differences between the two. Understanding private equity vs. venture capital can help business owners determine which, if either, is the best course of action to take for their business. […]
Post type:Article
How to Find Investors for Your Small Business
Read articleMany small businesses get financing from a variety of sources, including loans, grants, and self-funding. Business investors can also offer a potential source of small business funding. For entrepreneurs looking to start a business with no money or expand an existing business, investors can be particularly helpful. The first step to securing investment capital to […]
Starting a business with American Express Business Blueprint
Starting a business with American Express Business Blueprint
“The peace of mind is priceless, knowing that money is there for us.” Julie Matzen, Team MayDay Real American Express® Business Line of Credit customer who was aware that her testimonial may be featured by American Express. Getting Peace of Mind for When Cash Flow Is Tight In 2014, Julie Matzen decided to go for […]
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